Good News about Bad Credit

admin — Wed, 12 Oct 2011 17:26:46 +0000

By Jon Acuff

Options for car shoppers with low credit scores and bad credit histories have increased in the last decade. Now, more than ever, it’s possible to put financial bumps and bruises behind you. In fact, here are five good reasons not to worry about your bad credit:

1. Your story counts

Bad credit doesn’t automatically equal financial irresponsibility. Sometimes it means that you’ve had a medical emergency that forced you out of work and into debt. Sometimes, unexpected life changes or other circumstances have left you with seemingly impossible credit decisions to make. Dealerships and lenders know that assessing someone’s ability to repay a loan means looking at more than just a credit score or credit report. They’ll often factor in your specific situation when deciding whether to approve you for a loan. Don’t be afraid to be honest about the real reasons you find yourself with imperfect credit.

2. Options are available

Many dealers including Affordable Motors are able to work with you at your specific credit level. By answering a few simple, anonymous questions, we are able to help people with excellent credit, poor credit and everything in between.

3. There are resources

An increase in bad credit situations has led to an increase in companies that specialize in helping people rebuild their finances. Credit counselors, financial advisers, even the creditors you currently work with have information on how you can get through financial turmoil. As with any service, you have to do your homework to make sure you work with someone knowledgeable and trustworthy, but help is certainly available.

4. You can improve your credit

The best thing about a low credit score is that it can change over time. It may be where you are today, but it doesn’t have to be where you are in the future. From checking your credit report regularly to focusing early on the payments that are late, there are easy ways to take steps in the right direction.

5. Lenders look for silver linings

It’s perfectly understandable to think your low credit score is going to shock the person sitting on the other side of the finance desk. But lenders aren’t surprised by financial hardships. In many cases, they actually decided to specialize in helping get loans for people with imperfect credit. They’ve already seen every type of situation and are actually looking for the good on your credit report, not the bad. They’ll focus on finding reasons to help you get a loan, not reasons to deny you.

These are five reasons not to worry about bad credit instead of five reasons not to work on your bad credit. More than anything, we encourage you to take steps toward improving your credit.

Welcome To Our New Site

admin — Tue, 11 Oct 2011 11:06:10 +0000

Because of YOU we are growing!!! You’ve taught us a lot! Although we’ve always tried to do our best, we might have slipped one time or two in the past. But we’ve changed!

As many of you know, we started several years ago with about 5 cars parked on the street corners with a FOR SALE sign. Today we’ve grown to have hundreds of vehicles from economical to exotic.

All thanks to you our loyal customers, we grew! Our inventory grew, so did our lot. Our staff grew. But most importantly our mentality grew to care more and more about you. Although we are not walking on water, we are determined to work really hard so you can have a pleasant buying experience.

For those of you that might have had a “not so good experience” in the past, we urge you to please give us another try. Let us make it right! Our commitment today is to always improve our everything.

We have created a BDC ( Business Development Center ) which will handle any and all concerns you might have. From selecting the right vehicle to obtaining the best financing terms, or any other business matter, please call Samuel Levy in the BDC directly at 786-662-3434 or email him at sales@affordablemotors.com

We also have hired a company to handle our online marketing. They are responsible to update our website and vehicles photos. Should you have any suggestion about our website or our presence online please contact wesley@affordablemotors.com. He would love to hear you.

Speaking of presence online, our new website is a reflection of our growth. We want it to be more interactive so you can have the latest information fast! Maybe you have just a quick question that does not require a call, so chat with us, or go ahead and view our latest inventory with multiple attractive photos, check our carefully picked weekly specials designed to save you some extra bucks, let us help you find the best finance terms, and don’t forget to like us on facebook where you can also see and become one of our fans. Oh and please, do let us know how we are doing by leaving us your honest and thoughtful testimonial as it will certainly help us continue improving.

We would be delighted to hear from you.

Sincerely,

Felix Sanchez

General Manager

felix@affordablemotors.com

Affordable Motors